Business Loans

At Mayfair Southern, we offer fast and flexible business loans tailored to meet a wide range of funding needs. Whether you're looking to improve working capital, purchase stock, or expand your operations, our business finance solutions can help you move forward with confidence.

With a broad suite of products designed to suit businesses of all sizes and stages, our loans offer more versatility than many traditional finance options. From short-term funding to long-term growth capital, we provide financing that works in step with your business goals.

A business loan is a form of external financing that enables companies to access capital for specific needs, such as acquiring equipment, enhancing cash flow, or funding expansion plans. These loans are typically provided by banks, specialist lenders, or alternative finance providers, and are repaid over an agreed period with interest.

Business loans vary in structure and terms, with options tailored to different industries, growth stages, and financial profiles. Repayment terms can range from a few months to several years, depending on the loan size, the nature of the funding requirement, and your business’s creditworthiness.

Popular loan options include secured and unsecured loans, working capital finance, start-up funding, and revolving credit facilities. With these choices, businesses can select a solution that best matches their operational and strategic needs.

At Mayfair Southern, we work with a large and diverse panel of funders, giving us full access to the market. This allows us to find the most suitable financing options for your unique situation. From application through to funding, our team manages the entire process, enabling you to stay focused on running your business.

Comprehensive Product Range
We provide facilities tailored to the full spectrum of business needs—helping you grow, thrive, and seize opportunities as they arise.

• Unsecured Business Loans
   
• Growth Guarantee Scheme (GGS)
   
• Revolving Credit Facilities
   
• Small Business Loans
   
• Working Capital Loans
   
• Secured Business Loans
   
• Tax Loans
   
• Management Buyout (MBO) Loans
   
• Stocking Funding Loans
   

No matter your size or sector, every business occasionally needs capital—to invest in technology, boost cash flow, fund acquisitions, or support day-to-day operations.

Through Mayfair Southern, you can apply for funding ranging from £10,000 to £2,000,000, with repayment terms from 3 months to several years. Most lenders require a minimum trading history of six months.

Here’s a simplified overview of the loan process:

1. Initial Contact
   Once you reach out to us, we'll request relevant documentation, such as your latest financial statements, six months of bank statements, and director identification.
    
2. Application Review
   After we review your documents, we’ll submit them to our panel of funders. In most cases, we receive initial feedback within 48 hours.
    
3. Compliance Checks
   We’ll complete identification checks and ensure all Know Your Customer (KYC) and regulatory requirements are met for both your business and its directors.
    
4. Approval and Funding
   Once terms are agreed upon, we’ll send out the loan agreement. After final verification, funds are released directly to your business account.
    

Partner with Mayfair Southern for reliable, tailored business finance solutions—so you can focus on what matters most: growing your business.