Plant Finance
Plant Finance Solutions
For businesses in construction, manufacturing, or engineering, acquiring essential plant and machinery can be a significant financial challenge. Choosing the right funding option is crucial to support both day-to-day operations and long-term growth.
Our team of experienced business finance advisors is here to help. We offer expert guidance on plant and machinery finance, working closely with you to understand your specific requirements and deliver a finance solution tailored to your business needs.
Plant finance allows you to spread the cost of equipment over time, making payments more manageable and helping to maintain healthy cash flow. It also offers potential tax benefits—your accountant may be able to offset rental or interest payments and reclaim VAT, reducing your overall tax liability.
At the end of the finance term, you typically have the option to purchase the equipment—often for a nominal fee—or continue with lower-cost rental payments.
We also offer hire purchase options, where ownership of the equipment transfers to you automatically at the end of the agreement. Terms of up to five years are available, including options with a final balloon payment. Additionally, VAT payments can often be deferred until the end of your current VAT quarter.
From Small To Large Plant We Say Yes
Additional Information
Plant & Equipment Refinance
If your business owns plant, machinery, equipment, or vehicles—whether fully or partially paid off—you can unlock their value and reinvest that capital into other areas of your business.
Refinancing existing assets is an effective way to release working capital based on the current value of equipment you already own. It’s a smart solution for improving cash flow without taking on unsecured debt.
At Pegasus, we offer refinance solutions across a wide range of assets, including vehicles, machinery, IT systems, printing equipment, and more. As long as the asset retains a reasonable market value, there’s a strong chance we can help you secure the funding you need.
Using your equipment as security gives lenders added reassurance, which can significantly increase your chances of approval—even if you’ve been declined by your bank.
Quick Access to Funds & Tax Efficiency
Once ownership and value are confirmed, refinancing is a fast and flexible way to access tied-up capital. In many cases, we can provide an initial decision within hours and transfer funds within 24 hours.
Refinancing is also typically 100% tax deductible, allowing your accountant to offset repayments against current tax liabilities—offering both immediate and long-term financial advantages.
